The platform introduces a standard-precision Gnss solution operating on L1 and L5, boosting position accuracy while cutting power to about 7 mW in typical setups when its Leap low-energy accurate positioning mode is enabled for trackers and wearables. Supported frequency bands include L1 and L5. Leap (Low-Energy Accurate Positioning) is a low-power operating mode that reduces energy use by intelligently managing receiver activity and solution quality so devices can stay accurate while spending less time and power in full tracking.

According to the company, F11 advances meter-class Gnss, pairing ultra-low power with adaptive signal management to serve trackers, wearables, telematics, and mobility uses — from micromobility to drones. It helps manufacturers deliver longer battery life, quicker and more dependable fixes, and greater design flexibility.

F11 debuts a context-aware Gnss design with built-in geofencing and indoor detection that actively balances precision and energy use. It engages dual-band reception (L1 and L5) only when doing so preserves solution quality, reducing consumption while keeping the fix resilient and trustworthy.

Versus earlier designs, it cuts power during signal acquisition by up to 40% and in tracking by as much as 30%, while boosting position accuracy by up to 30% in hard settings such as dense city environments. For long-life trackers — covering assets, livestock, pets, and people — an optimized first fix shortens on-time, enabling multi-year battery life.

Gnss multipath mitigation is the process of reducing positioning errors caused when satellite signals bounce off buildings, terrain, or other surfaces and arrive at the receiver along multiple paths. In the F11 platform, multipath is mitigated through adaptive signal management that monitors measurement quality and down-weights or rejects degraded observations, with L5 helping improve robustness in reflective, interference-prone environments where clean signal tracking is harder.

Scalable Solutions for Industrial and Consumer Applications

u-blox F11 meets rising demand for robust, power-efficient Gnss that integrate easily across industries. The same footprint supports either single-band or dual-band modes, helping product teams streamline designs and scale families across multiple market segments.

Product options are offered as platform variants that let designers choose a single-band or dual-band configuration while keeping a compatible design footprint, and evaluation can be done with kits such as Evk-F10 to bring-up hardware, validate RF performance, and exercise key positioning modes. Design and test resources also include u-center for configuration, monitoring, logging, and playback of receiver data, along with supporting integration documentation, interface specifications, and reference materials that help teams tune performance and power for their target device.

<table><thead><tr><th>Application Area</th><th>Example Use Case</th></tr></thead><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody><tr><td>Tracking</td><td>Fleets and assets</td></tr><tr><td>Wearables</td><td>Consumers and fitness</td></tr><tr><td>Telematics</td><td>Aftermarket solutions</td></tr><tr><td>Agriculture</td><td>Livestock monitoring</td></tr><tr><td>Personal tracking</td><td>People and pets</td></tr><tr><td>Industrial sensing</td><td>Connected devices</td></tr><tr><td>Mobility</td><td>Micromobility and shared mobility services</td></tr><tr><td>Imaging and robotics</td><td>Consumer drones and action cams</td></tr></tbody></table>

For battery-powered products, the key advantage is not just peak accuracy, but consistent, reliable fixes delivered with disciplined power use across real-world signal conditions.

By emphasizing real-world performance over spec-sheet numbers, F11 shortens development cycles, improves user experience, and reduces total system cost for OEMs, with form-factor compatibility and firmware upgradeability helping future-proof designs. Firmware upgrades are supported and can be performed via standard host connections using u-blox tools (for example, through a serial interface in development), while product makers can also package updates for their own over-the-air delivery workflows when the end device supports it. The platform’s Spg 7.0x firmware introduces enhancements such as refined power-management behavior during acquisition and tracking, improved fix stability and reliability in challenging environments, updated signal-quality and interference handling, and general stability improvements and bug fixes.

The platform is on display at Embedded World 2026, with initial products expected by the end of June 2026.

Articles

U-blox F11 Platform: Ultra-low Power Meter-level Gnss

If you are choosing a crypto platform, you will likely weigh KuCoin and Binance side by side, as both are among the largest exchanges by activity and reach.

This guide contrasts the two exchanges across core areas, including trading fees, key features, futures markets, coin availability, and more, so you can decide with confidence.

KuCoin vs. Binance: Which Exchange Is Right for You?

Binance is the world’s largest cryptocurrency exchange by trading volume and total users. The platform couples sharp pricing with a broad catalog of assets and a deep product stack, making it suitable for beginners and professional traders alike.

From a usability perspective, Binance generally feels more streamlined: it offers simplified buy flows alongside more advanced trading screens, plus a large help center and in-app guidance that can reduce friction during onboarding.

KuCoin lists more than 800 cryptocurrencies and goes far beyond low-cap altcoin trading. The platform also provides crypto futures, lending, margin functionality, and other features. It recently introduced a Beginner Zone to help new users learn the basics and earn rewards along the way.

KuCoin can be appealing if you want to explore a wider range of smaller assets, but the interface and feature set may feel busier for first-time users, and new traders may spend more time learning where key settings and order types live.

From a product perspective, these exchanges are closely matched. Both support a large selection of coins, offer spot and derivatives markets with significant leverage, and focus primarily on crypto-to-crypto pairs.

<table><thead><tr><th>Feature</th><th>Binance</th><th>KuCoin</th></tr></thead><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody><tr><td>Founded</td><td>2017</td><td>2017</td></tr><tr><td>Headquarters</td><td>Seychelles</td><td>Seychelles</td></tr><tr><td>Base Spot Fee</td><td>0.10% maker/taker</td><td>0.10% maker/taker (Class A)</td></tr><tr><td>Listings</td><td>400+</td><td>800+</td></tr><tr><td>Derivatives</td><td>Perpetual futures and options</td><td>Perpetual futures</td></tr><tr><td>Fiat Pairs</td><td>Supports the euro, Turkish lira, Brazilian real, and more</td><td>No fiat pairs</td></tr><tr><td>Leverage</td><td>Up to 125x on select contracts</td><td>Up to 125x on select contracts</td></tr><tr><td>Exchange Token</td><td>Bnb</td><td>Kcs</td></tr></tbody></table>

Both platforms are known for low costs, putting them among the cheapest major exchanges for active users.

<table><thead><tr><th>Fee Type</th><th>Binance</th><th>KuCoin</th></tr></thead><tbody></tbody><tbody></tbody><tbody><tr><td>Spot (Base)</td><td>0.10% maker/taker</td><td>0.10% maker/taker (Class A)</td></tr><tr><td>Spot (Higher Tiers)</td><td>N/A</td><td>0.20% maker/taker (Class B); 0.30% maker/taker (Class C)</td></tr><tr><td>Futures (Base)</td><td>0.018% maker; 0.045% taker</td><td>0.02% maker; 0.06% taker</td></tr></tbody></table>

Pay fees with the native token (Bnb or Kcs).

Network and withdrawal fees vary by asset and blockchain.

Kucoin Vs. Binance: A Head‑to‑head Comparison

large_temp_1773169770103_5y1gql.png

medium_temp_1773169770103_5y1gql.png

small_temp_1773169770103_5y1gql.png

thumbnail_temp_1773169770103_5y1gql.png

temp_1773169770103_5y1gql.png

Each platform shines in breadth of coin coverage, making them attractive to traders who like to explore altcoins and diversify their portfolio.

By raw count, KuCoin leads with 800+ assets, while Binance offers 400+.

However, KuCoin’s vast catalog includes obscure micro-caps and lower-quality projects that many users may never touch. If maximum variety is your priority, KuCoin is difficult to beat; if curation matters more, Binance’s lineup may feel more focused.

Both exchanges run robust derivatives venues and support margin, though Binance edges ahead in instrument choice.

Binance features two futures types: stablecoin-margined contracts settled in a stablecoin (for example, Tether) and coin-margined contracts settled in the underlying asset (for instance, Solana for a Solana-to-dollar contract). Maximum leverage depends on the contract and can reach up to 125x on certain markets.

Binance lists both perpetual and traditional, dated futures, although only Bitcoin and Ethereum have dated futures; many other assets are available as perpetuals.

KuCoin’s futures lineup offers contracts settled either in a stablecoin or the base cryptocurrency, similar to Binance. At present, KuCoin focuses on perpetual futures and does not offer options.

large_temp_1773169773395_kgv4o6.png

medium_temp_1773169773395_kgv4o6.png

small_temp_1773169773395_kgv4o6.png

thumbnail_temp_1773169773395_kgv4o6.png

temp_1773169773395_kgv4o6.png

Users with idle balances can find multiple ways to earn on both platforms, from lending to staking, depending on their risk tolerance.

On Binance, you can provide assets for lending or allow the platform to stake Proof-of-Stake coins on your behalf, with rewards credited back to your wallet minus applicable fees.

Binance also offers BNB Vault, which lets you lock BNB to aggregate rewards from Simple Earn and Launchpool at the same time.

KuCoin provides crypto lending and staking along with KuCoin Wealth, a suite of strategies spanning different risk levels to generate yield on assets.

On Binance, Launchpool deserves special mention. New projects allocate a portion of tokens to Launchpool, and users can stake Bnb or stablecoins to farm those tokens.

Launchpool has become popular because it provides a comparatively lower-risk path to earn tokens from high-profile projects.

Both exchanges have faced regulatory scrutiny, often around allegations of serving users in regions without the proper registrations or approvals.

In practice, their regulatory posture is jurisdiction-dependent: both platforms operate through region-specific entities and policies, and availability (including identity verification requirements) can change based on local rules and enforcement.

Binance, as the largest exchange, has attracted the most attention.

In 2023, Binance agreed to pay $4.3 billion in fines after a United States Department of Justice investigation concluded there were violations tied to the Bank Secrecy Act and operating as an unregistered money-transmitting business.

As part of the resolution, former chief executive officer Changpeng Zhao stepped down and pled guilty to failing to maintain an effective anti-money laundering program.

KuCoin has also faced actions. Following a case brought by the New York attorney general, KuCoin agreed to pay $22 million in fines and refunds related to allegations of failing to register as a securities and commodities broker-dealer and misrepresenting itself as a crypto exchange.

Regulators in Canada, the United Kingdom, and the Netherlands have also issued warnings concerning KuCoin.

KuCoin is not broadly available to customers in the United States, and many references to it being “not allowed” in the country stem from state and federal enforcement actions, registration questions, and the platform’s own access restrictions for certain jurisdictions.

Rumors that KuCoin is “shutting down” are typically tied to regional access changes, compliance updates, or enforcement headlines. A jurisdiction-specific restriction is not the same as a global shutdown, and a widespread closure would generally be accompanied by a clear announcement.

For United States users, the main risk with offshore exchanges is regulatory uncertainty: access can change quickly, and protections may be limited if there is a dispute, freeze, or enforcement action.

For United States citizens specifically, the key considerations are legal and practical: you may be blocked from creating or fully using an account depending on where you live, you may face sudden access limitations, and you generally should not assume you have the same consumer protections you would receive on a fully United States-compliant venue.

Both exchanges have experienced security incidents involving stolen funds.

In May 2019, Binance suffered a hack totaling about $40 million in crypto. No customer losses were realized, as the platform reimbursed affected users in full.

Afterward, Binance launched Secure Asset Fund for Users (Safu), a dedicated fund to help protect users during emergencies such as hacks. The exchange allocates a portion of trading fees to grow Safu.

KuCoin encountered a major breach in 2020, when roughly $275 million in assets were taken from exchange wallets. Users were later made whole.

On day-to-day account security, both exchanges support common protections such as two-factor authentication, device and login management, and withdrawal controls (for example, address allowlists). The more meaningful difference is how each platform has handled incidents: Binance paired reimbursement with an explicit emergency fund structure, while KuCoin emphasized reimbursement and operational hardening after its breach.

Post-breach improvements tend to look similar across major exchanges: tighter withdrawal controls, more aggressive anomaly monitoring, and stronger custody practices, with the real test being how consistently those controls hold up under stress.

Both KuCoin and Binance suit frequent traders who want leverage and a very large menu of tradeable cryptocurrencies.

If Binance operates in your country, it is generally the stronger all-around pick. Still, KuCoin lists coins you won’t find on Binance, which can make it preferable for traders targeting niche altcoins with smaller market capitalizations.

If you primarily want major assets like Bitcoin and Ethereum and you trade infrequently or plan to buy and hold, consider alternatives such as Kraken or Coinbase, which emphasize security and have had fewer controversies.

To explore more options, check out our broader roundup of the best crypto exchanges and compare features that matter most to you.

Crypto

Kucoin VS Binance: A Head‑to‑head Comparison

Looking for the best Bitcoin credit cards with strong perks, crypto cashback, and useful benefits? Here’s our 2026 roundup to help you compare quickly and choose with confidence.

Choosing a crypto credit card means balancing rewards, fees, and availability. This guide focuses on Visa and Mastercard products that extend traditional credit and deliver rewards in cryptocurrency, instead of drawing directly from your holdings. We evaluated four standout options against seven core factors to surface the top picks.

If you’re after a crypto debit experience—spending coins you already own—see our separate overview of leading debit alternatives. Ready to find your match for 2026? Here’s how the contenders compare.

<table><thead><tr><th>Card Name</th><th>Network</th><th>Annual Fee</th><th>Rewards Rate</th><th>Reward Type</th><th>Availability</th><th>Unique Features</th></tr></thead><tbody></tbody><tbody></tbody><tbody></tbody><tbody><tr><td>Venmo Credit Card</td><td>Visa</td><td>$0</td><td>3%-2%-1% (top categories)</td><td>Cashback convertible to select crypto</td><td>United States</td><td>Cash Back to Crypto auto-conversion; QR code for bill splits</td></tr><tr><td>Visa Signature Credit Card</td><td>Visa</td><td>No annual fee (base tier)</td><td>1.5% to 6% (tier-dependent)</td><td>CRO</td><td>United States (eligible applicants)</td><td>Higher tiers may include lounge access and subscription rebates</td></tr><tr><td>Gemini Crypto Credit Card</td><td>Mastercard</td><td>No annual fee</td><td>3% dining, 2% groceries, 1% other</td><td>Choice of 40+ cryptocurrencies</td><td>United States</td><td>Instant rewards at checkout</td></tr><tr><td>Nexo Crypto Credit Card</td><td>Mastercard</td><td>No annual fee</td><td>2% in NEXO or 0.5% in BTC</td><td>NEXO or BTC</td><td>Select EEA markets</td><td>Credit line secured by crypto collateral</td></tr></tbody></table>

Create an account to get started when you are ready.

The Venmo Credit Card is a Visa product managed entirely in the Venmo app. It adds handy touches like a built-in QR code for bill splits and flexible, category-based cashback across eight spending types. With its Cash Back to Crypto option, your earned cashback can auto-convert into supported coins. There is no annual fee, rewards follow a 3-2-1 structure, and availability is limited to the United States.

📱 Physical card with full control in the Venmo app.

🎁 Tiered earnings: 3% in your top category, 2% in the next, 1% on everything else.

🪙 Convert cashback to crypto (BTC, ETH, LTC, BCH) automatically.

⚡ Rewards post quickly after eligible purchases.

🛡 Visa protections paired with Venmo’s app security.

🌍 Works wherever Visa is accepted worldwide.

🏦 Seamless in-app crypto conversions for rewards.

<table><thead><tr><th>Card Name</th><th>United States</th><th>United Kingdom</th><th>Australia</th><th>Canada</th><th>European Union</th></tr></thead><tbody><tr><td>Venmo Credit Card</td><td>Available</td><td>Not Available</td><td>Not Available</td><td>Not Available</td><td>Not Available</td></tr></tbody></table>

The Visa Signature Credit Card is a leading U.S. crypto rewards card that pays out in CRO on every purchase. Base-level rates start at 1.5% CRO, rising as high as 6% for users who stake CRO or enroll in Level Up. Entry tiers have no annual fee, and premium levels add extras like subscription rebates and airport lounge access. You’ll receive both virtual and physical cards for flexibility.

💳 No annual fee at the base tier; easy application.

📱 Virtual card first, followed by a physical card.

📈 CRO rewards from 1.5% up to 6%, depending on your tier.

🎁 Welcome offers tied to spending milestones.

⚡ Automatic reward crediting via the app.

🛡 Robust security controls within the app.

🌍 Global acceptance wherever Visa is taken; supports Apple Pay and Google Pay.

🏦 Higher tiers include added perks such as lounge access and subscription rebates.

<table><thead><tr><th>Card Name</th><th>United States</th><th>United Kingdom</th><th>Australia</th><th>Canada</th><th>European Union</th></tr></thead><tbody><tr><td>Visa Signature Credit Card</td><td>Available for eligible applicants</td><td>Not Available</td><td>Not Available</td><td>Not Available</td><td>Not Available</td></tr></tbody></table>

The Gemini Crypto Credit Card is a Mastercard issued by U.S. exchange Gemini. It charges no annual fee, supports rewards in 40+ cryptocurrencies, and delivers those rewards instantly at checkout. You can choose a virtual or physical card, and security is backed by both Gemini’s controls and Mastercard’s safeguards.

📱 Physical or virtual card, fully managed in the Gemini app.

🎁 Category bonuses: 3% on dining, 2% on groceries, 1% on other purchases.

🪙 Earn in 40+ digital assets (including BTC and ETH).

⚡ Rewards land instantly at the point of purchase.

🛡 Gemini and Mastercard protections for added safety.

🌍 Accepted anywhere Mastercard is supported.

🏦 Rewards are delivered directly in crypto—no waiting period.

<table><thead><tr><th>Card Name</th><th>United States</th><th>United Kingdom</th><th>Australia</th><th>Canada</th><th>European Union</th></tr></thead><tbody><tr><td>Gemini Crypto Credit Card</td><td>Available in all 50 states</td><td>Not Available</td><td>Not Available</td><td>Not Available</td><td>Not Available</td></tr></tbody></table>

The Nexo Crypto Credit Card is a Mastercard that unlocks a credit line secured by your crypto, so you can spend without selling. It integrates with Apple Pay and Google Pay, works at millions of locations, and offers crypto cashback on purchases. With no annual fee, granular in-app security, and potentially favorable tax treatment, it is an innovative approach—though it’s currently limited to select EEA markets.

💳 No annual fee and no mandatory minimum repayments.

📱 Choose physical or virtual; supports Apple Pay and Google Pay.

🎁 Earn 2% in NEXO or 0.5% in BTC on eligible spending.

🪙 Rewards are paid out in crypto (NEXO or BTC).

🛡 Real-time alerts, instant freeze, and PIN controls in-app.

🌍 Spend at 90M+ Mastercard merchants globally.

🏦 Use crypto as collateral to avoid triggering taxable disposals when spending.

<table><thead><tr><th>Card Name</th><th>United States</th><th>United Kingdom</th><th>Australia</th><th>Canada</th><th>European Union</th></tr></thead><tbody><tr><td>Nexo Crypto Credit Card</td><td>Not Available</td><td>Not Available</td><td>Not Available</td><td>Not Available</td><td>Available in select EEA countries</td></tr></tbody></table>

It’s a traditional credit card that may use crypto as collateral and pays out rewards in digital assets. In short, it’s a familiar card experience with crypto on the back end.

While the market remains small, major networks like Visa and Mastercard partner with reputable crypto companies—such as Gemini and Nexo—to issue these products.

They function much like standard cards: you apply, get approved based on the issuer’s criteria, and then activate a virtual or physical card inside the provider’s app. You spend on credit at merchants, the purchase runs over Visa or Mastercard rails in fiat, and your eligible rewards accrue in the background based on the card’s earn rules. Depending on the program, rewards may post instantly, daily, or after transactions settle, and you can often choose whether they auto-convert into a supported coin or remain as a rewards balance you redeem manually.

If the card uses crypto collateral, you typically deposit or pledge assets in the app to secure a credit line, and the provider monitors your collateral value as prices move. If collateral drops too far, you may need to add more collateral or reduce your balance to stay within limits. Repayments are generally handled like a normal credit card statement in fiat via bank transfer or linked account, though some platforms may also allow repayment using crypto, subject to their in-app conversion and settlement rules.

Many merchants still do not accept direct crypto payments. A crypto credit card offers liquidity without selling coins outright, plus the chance to earn rewards in crypto. In some setups, you can tap value from your holdings without immediately creating a taxable sale.

Earn digital-asset rewards on everyday spending, keep the familiar Visa or Mastercard checkout experience, and in collateral-backed setups you may be able to access liquidity without selling coins.

Availability is often limited by country, reward values can change with market prices, some tiers or features can add costs, and shifting regulatory rules can affect programs, eligibility, or benefits.

Tax outcomes matter. In many jurisdictions, spending crypto is treated as a disposal, which can lead to capital gains if your assets appreciated. That can mean additional tax due when you use crypto directly.

Collateralized credit lines—like those offered by some providers—let you borrow against your holdings, so transactions may not count as sales. This can increase liquidity without creating a taxable event. In the U.S., crypto is generally treated as property, so selling or spending coins can create a taxable event, while borrowing against collateral is typically not a sale—though interest and fees may still be relevant. Across the EU, the details vary by country, but many frameworks similarly treat disposals as taxable and require recordkeeping around cost basis and sale proceeds.

Rewards can have their own treatment: in some cases, cashback-style rewards may be viewed as a rebate that reduces your effective purchase price, but any later sale or conversion of the rewarded crypto can create gains or losses from the time you received it. For personalized guidance on reporting and edge cases, consult a qualified tax professional in your jurisdiction.

Keep clean records of reward receipts and any later swaps or sales, because the second transaction is often where taxpayers get surprised.

When you are ready to compare your options, create an account and keep track of your activity.

What Terminology Should I Know When Comparing Crypto Credit Cards?

APR: Annual Percentage Rate—the yearly cost you pay on borrowed balances.

APY: Annual Percentage Yield—your effective yearly earnings when compounding is included.

Cashback: A percentage of spend returned to you in crypto, such as 2% in BTC.

Collateral: Crypto pledged to secure a credit line, as used by some providers.

Tiered Rewards: Different earn rates by category or status level, e.g., 3% dining, 1% other.

Lock-Up/Staking: Holding tokens like CRO to unlock higher perks or reward rates.

Disposal: A taxable event that can occur when spending crypto counts as a sale.

Which Is the Best U.S. Crypto Credit Card?

Two strong choices are Gemini and the Visa Signature Credit Card. Gemini shines for instant rewards across 40+ coins, while can offer higher CRO returns—up to 6%—for users who stake CRO or level up. Prioritize wider asset selection versus maximum CRO rates based on your goals.

Which Is the Best U.K. Crypto Credit Card?

Options are scarce. Nexo operates in select EEA markets but is not available to U.K. residents. At present, there is no widely accessible, mainstream credit product for U.K. users.

Established products are generally secure because they are issued with major networks like Visa or Mastercard and often built with large crypto exchanges that follow strong security practices. Compared to a traditional credit card, the card-network protections can be similar, but the “crypto layer” can introduce additional risks—such as exchange account takeovers, program changes after regulatory updates, or (for collateralized products) the possibility of losing collateral if you fall outside required limits.

A crypto credit card can be as safe as a standard card at the checkout counter, but your overall risk depends on the security of the linked exchange account and the rules of the rewards or collateral program.

As always, safeguard your personal information, use strong app security (like passkeys or 2FA), and stay alert to scams.

You can pay anywhere that accepts Visa or Mastercard—effectively the vast majority of merchants worldwide.

Why Are There So Few Crypto Credit Cards Available?

These products require partnerships with card networks and regulatory approvals in each market. Given evolving crypto rules, only a limited number of exchanges and fintechs have launched compliant offerings.

Can I Replace My Credit Card With a Bitcoin Credit Card?

You can, but compare fees, rewards, and risks against a traditional card. Many people carry both to diversify benefits and manage different spending scenarios.

Do I Pay Tax When I Spend With a Crypto Credit Card?

It depends on the card structure and your local rules. Debit-style spending usually counts as a disposal. Collateral-backed credit, by contrast, uses your crypto as security, so purchases may not be treated as sales and could avoid capital gains tax.

In the U.S., spending crypto directly can trigger capital gains reporting because crypto is generally treated as property, while credit-card purchases paid in fiat typically do not create a crypto disposal unless you sold crypto to fund the payment. In EU jurisdictions, tax treatment varies by country, but a disposal framework is common, and recordkeeping is still essential. Rewards may be treated differently depending on local rules and how the program is structured, and you may owe tax when you later sell or swap the rewarded crypto.

Because rules and personal circumstances vary, consider speaking with a tax professional before relying on a specific strategy for reporting or “tax-free” assumptions.

What Rewards Can I Earn With Crypto Credit Cards?

Most offer crypto cashback. Gemini lets you choose from 40+ assets, Venmo converts cashback into select coins, and pays in CRO with higher rates unlocked by staking or status tiers. Redemption is usually handled inside the issuer’s app: some programs auto-convert and deposit rewards on a schedule, while others let you manually select the reward asset, move it to a wallet, or withdraw to an external address once minimums (if any) are met. Terms can also include program restrictions, changing supported assets, or limits that affect how and when you can access rewards.

It’s possible to make $100 in a day with Bitcoin, but it is not something most people can count on consistently. Daily results depend on how much capital you’re using, your strategy (trading, investing, mining, lending, or staking), fees, and market volatility.

Credit card rewards alone are unlikely to generate $100 per day unless you have extremely high daily spending and unusually high reward rates, and even then the value of rewards can fluctuate after payout. The biggest factors—and risks—include price swings, interest costs if you carry a balance, liquidation risk in collateralized setups, and taxes when you sell or convert crypto.

What’s the Difference Between a Crypto Debit Card and a Crypto Credit Card?

<table><thead><tr><th>Feature</th><th>Crypto Debit Card</th><th>Crypto Credit Card</th></tr></thead><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody><tr><td>Funding source</td><td>Your existing crypto balance (or a pre-funded account)</td><td>A credit line (sometimes secured by crypto collateral)</td></tr><tr><td>How purchases settle</td><td>Crypto is typically sold or converted to cover the transaction</td><td>Merchant is paid via card-network rails; you repay later</td></tr><tr><td>Tax treatment (common scenarios)</td><td>Each spend can be treated like a sale/disposal</td><td>Purchases are usually fiat-based; collateral-backed designs may avoid a crypto sale at purchase time</td></tr><tr><td>Rewards</td><td>May offer crypto rewards, depending on the program</td><td>Typically offers crypto-denominated cashback or rewards</td></tr><tr><td>Repayment method</td><td>No repayment; it spends funds you already have</td><td>Statement repayment, often via fiat, and sometimes via in-app crypto conversion</td></tr></tbody></table>

4 Best Bitcoin Credit Cards For 2026

Online banks skip the overhead of branches and can pass value along through a higher interest rate, low fees, and strong apps. A high-yield savings account is a savings deposit account that typically pays a higher variable rate than many traditional savings accounts, often because it’s offered online. These accounts are generally considered safe when held at an FDIC-insured bank (or NCUA-insured credit union), with coverage up to applicable limits. Rates can change at any time, and they often move based on broader interest-rate conditions and competition between banks. But the right high yield savings account depends on your habits and goals. Our analysts compared leading providers to highlight standouts so you can pick a secure, insured deposit account that fits.

<table><thead><tr><th>Main Advantages</th><th>Main Trade-Offs</th></tr></thead><tbody></tbody><tbody></tbody><tbody></tbody><tbody><tr><td>Higher earning potential than many traditional savings accounts.</td><td>APYs are variable and may rise or fall over time.</td></tr><tr><td>Low or no monthly maintenance fees are common.</td><td>Some accounts have limited ATM options or reimbursements.</td></tr><tr><td>Convenient digital access and tools for transfers and tracking goals.</td><td>Many options are online-only with no in-person branch service.</td></tr><tr><td>FDIC/NCUA coverage can apply when you stay within insurance limits.</td><td>Interest earned is typically taxable and may need to be reported on your tax return.</td></tr></tbody></table>

APY (Annual Percentage Yield) shows the total return you earn in one year, including the effect of compound interest.

To see what that can look like in dollars, a $10,000 balance earning a representative 3.30% APY would generate about $330 over one year if you make no additional deposits or withdrawals. At 5% APY, $1,000 would earn $50 in one year (ending around $1,050). And at a typical 3.50% APY, $100,000 would earn about $3,500 over a year, though your total can change if the bank adjusts the rate during that time.

How We Chose the Best Online Savings Accounts

Our finance editors reviewed a broad lineup of savings accounts from online banks. We evaluated each option using the criteria below, which also double as practical checkpoints when you’re choosing an account for yourself.

<table><thead><tr><th>Bank</th><th>APY</th><th>Minimum Balance to Earn Stated APY</th><th>Monthly Maintenance Fee</th><th>ATM Access Notes</th><th>Branch Access</th><th>Best For</th></tr></thead><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody></tbody><tbody><tr><td>Synchrony</td><td>3.50%</td><td>No minimum</td><td>None</td><td>No ATM withdrawal fee; up to $5/month domestic reimbursements</td><td>None</td><td>Fee-light savings with optional ATM reimbursements</td></tr><tr><td>PNC Bank</td><td>3.25%</td><td>$1 daily balance to earn APY</td><td>None</td><td>No reimbursements for non-PNC ATM surcharges</td><td>Availability may vary by location</td><td>Simple setup for eligible customers</td></tr><tr><td>American Express®</td><td>3.30% (as of Dec. 30, 2026)</td><td>No minimum</td><td>None</td><td>Not specified</td><td>None</td><td>Savers who want a straightforward, savings-first experience</td></tr><tr><td>Affirm</td><td>3.20%</td><td>No minimum</td><td>None</td><td>Not specified</td><td>None</td><td>Mobile-first saving and day-to-day tracking</td></tr><tr><td>TAB Bank</td><td>3.61%</td><td>$0.01 daily balance</td><td>None</td><td>Lacks a fee-free ATM network</td><td>None</td><td>Rate-focused online saving</td></tr><tr><td>Barclays</td><td>3.50% (when balance generates at least $1 in interest)</td><td>Balance must generate at least $1 in interest</td><td>None</td><td>No U.S. ATM network</td><td>No U.S. branches</td><td>Digital savings with built-in goal tools</td></tr><tr><td>Ally Bank</td><td>3.20%</td><td>No minimum</td><td>None</td><td>ATM details primarily tied to its companion checking account</td><td>None</td><td>Digital banking with strong support and a broad product lineup</td></tr><tr><td>Discover®</td><td>3.30%</td><td>No minimum</td><td>None</td><td>Not specified</td><td>None</td><td>Simplified online saving with a polished app experience</td></tr><tr><td>Capital One</td><td>3.30% (as of 1/8/26)</td><td>No minimum</td><td>None</td><td>Not specified</td><td>Limited (eight states and D.C.)</td><td>Occasional branch access alongside digital convenience</td></tr><tr><td>Marcus</td><td>3.65%</td><td>No minimum</td><td>None</td><td>Not specified</td><td>Not specified</td><td>High-rate saving with fast transfer capabilities</td></tr></tbody></table>

Based on the APYs listed above, Marcus currently posts the highest rate in this lineup at 3.65% APY.

Best Online Options For a High-yield Savings Account

large_temp_1773173675735_ytib4f.png

medium_temp_1773173675735_ytib4f.png

small_temp_1773173675735_ytib4f.png

thumbnail_temp_1773173675735_ytib4f.png

temp_1773173675735_ytib4f.png

No minimum deposit and no monthly maintenance fee.

Savers comfortable with a digital-only bank.

Synchrony’s savings account pays 3.50% APY on every dollar, with no minimum balance and no monthly fee. While some rivals post slightly higher account rates, this offer is still well above a traditional savings account average.

You can open with any amount. Synchrony does not charge ATM withdrawal fees, though third-party machines may. To offset that, you receive up to $5 in domestic ATM fee reimbursements each month.

This account is fully online. There are no physical branches, but you can reach customer service by web or phone for account questions.

large_temp_1773173678942_rojys9.png

medium_temp_1773173678942_rojys9.png

small_temp_1773173678942_rojys9.png

thumbnail_temp_1773173678942_rojys9.png

temp_1773173678942_rojys9.png

No reimbursement for other banks’ ATM fees.

Eligible customers who want a simple setup.

PNC’s account earns 3.25% APY, with just a $1 daily balance needed to capture the rate. There is no opening minimum and no monthly service fee.

PNC does not refund surcharges from non-PNC ATMs, so you may incur a fee when using machines outside the network.

American Express® High-Yield Savings Account

large_temp_1773173682023_sqmx5n.png

medium_temp_1773173682023_sqmx5n.png

small_temp_1773173682023_sqmx5n.png

thumbnail_temp_1773173682023_sqmx5n.png

temp_1773173682023_sqmx5n.png

$0 to open, $0 to earn the APY, and $0 monthly fee.

Link up to three external bank accounts for transfers.

Limited product lineup beyond savings and CDs.

American Express National Bank (Member FDIC) offers a 3.30% APY as of December 30, 2026, with no minimum to open and no balance requirement to earn the rate. There is no monthly maintenance fee, so your deposit account balance grows uninterrupted.

You manage everything via secure web and mobile banking, including checking balances, viewing transaction history, and moving money to linked outside accounts.

Amex focuses on savings accounts and certificates of deposit. If you want a checking account in the same place, another provider may suit you better.

Banks